The Nigeria 20 Naira banknote is part of the Central Bank of Nigerias 2021 issues featuring General Murtala Ramat Muhammad. Its obverse design depicts a portrait of Murtala Ramat Muhammad and the bank logo. The reverse of the note reflects the map of Nigeria, the national emblem, and Ladi Kwali who was a popular potter with vases and bowls. The banknote is 130 x 72 mm and is printed on a polymer substrate. It has a watermark that shows the bank initials. This particular banknote is in uncirculated condition.
