This 20 Zambian kwacha note is a standard circulation banknote issued by Bank of Zambia. It is a red note that is dated 2024, bears the signature of Denny Kalyalya, and measures 124 mm x 69 mm. Its obverse side features a tractor, a fish eagle, and the national coat of arms. Its reverse side shows a candelabra tree, Chishimba Falls, and kudus. Security features include a windowed security thread with a demetallized bank logo and 20, and a watermark of a fish eagle with an electrotype 20 and fish eagle.